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Insurance Blog

Gauging Liability Insurance Needs for Your Business

Every business should have liability insurance – but what policy limits are right for your company? A lease or contract may require liability insurance with a specific limit. For guidance, it is advised that you speak to an experienced insurance agent. Many business owners should have higher limits than the coverage required for a lease or contract.  Which Type of Business Liability Insurance Do You...

Beginner’s Guide to Personal Umbrella Insurance

Personal umbrella insurance serves an essential purpose, as it provides liability protection above and beyond the policy limits on your vehicle, home, or boat. Every insurance policy has limits, and personal umbrella insurance kicks in once you have exceeded those limits, expanding your protection if a claim or lawsuit is filed against you. Should I Have Personal Umbrella Insurance? One of the vital protections provided...

Can I Have Health Insurance Through Work and on My Own?

If you have group health insurance through your employer, it will not stop you from being able to purchase health insurance independently. The group health plan provided through your work may not meet the level of protection you want. You can also reject signing up for group health insurance and choose to buy only your own health insurance policy. Many people choose to have more...

Making Healthy Restaurant Choices

Dining out is a national pastime, and most of us rely on local restaurants to serve us on holidays, birthdays, anniversaries, or everyday meals. If you dine out often, you want to ensure the menu items you choose do not negatively impact your health. Armed with a little knowledge, you can enjoy delicious restaurant meals without negatively affecting your health or weight.  How to Choose...

How Affordable is Life Insurance?

A life insurance policy may be more affordable than you think. The cost of life insurance is calculated on your age and state of health. If you are married, have children, or have a mortgage, your family must be protected. If you die unexpectedly, the death benefit will allow your loved ones to have the finances to survive a very challenging time. What Does Life...